TrustRate™ Merchant Accounts

Earn up to 2% cash back by accepting credit cards

Punchey proudly offers transparent, custom pricing that allows businesses to take advantage of our low rates and value added tools.
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One Size Doesn’t Fit All

No two businesses are the same. That’s why Punchey takes the time to understand your company’s needs before presenting you with a custom rate. Smaller merchants are usually sold “one simple flat rate” while their larger competitors enjoy the perks of customization.

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Typical Pricing Comparison

See how Punchey's rates stack up against the competition.

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Save With Punchey

With Punchey you start saving when accepting payments as low as $18!

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Streamline your checkout process with Punchey's intuitive tools, all while generating invoices on the fly.

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Our Rates Do Better

Transparent, custom pricing for every need.

Punchey Flat

per swipe
Keyed-in Rate
3.5% + 15¢
Breakeven Transaction Size
Average Sale Below $18
Simplicity - Same Rate for All Cards
No Hidden Fees
No Long Term Contracts
eCheck Rate (if Appcicable)
0.5% + 25¢

Punchey Flex

+ Interchange + 15¢
Keyed-in Rate
0.75% + Interchange + 15¢
Breakeven Transaction Size
Average Sale Above $18
Never pay more than what's required
Benefit form Durbin Amendment
No Hidden Fees
No Long Term Contracts
eCheck Rate (if Appcicable)
0.5% + 25¢

What Our Users Have To Say

"Why not take customers 24/7. It's a customer convenience for existing customers that know what they want and who they want it from. Also I love getting reviews on google and yelp. We are growing our sales quickly!"
Brian Moore
Owner, West Side Tattoo
"I use Punchey's DetailPro app and just opened our second location. An entrepreneur all my life, this is the first app that puts everything all together. Scheduling, payment processing, marketing and company texting/communication. A+ to Punchey."
Ryan Nickol
Owner, Unique Auto Detailing
It's a fraction of the cost of other point of sales, so you can save money while still getting all the features you need. And it's also great for businesses who want to increase their tips by accepting digital tips.
Jamie Snediker
Owner, Southernmost Tattoo, LLC

FAQs on Credit Card Processing and Merchant Cashback

How does Punchey's credit card processing work?

Punchey's credit card processing is a seamless and secure real-time process that allows merchants to accept payments from their customers. The payment is deposited directly into the merchant's bank account.

What types of payment cards are supported by Punchey?

Punchey's credit card processing supports all major credit and debit cards, including Visa, Mastercard, Discover, and American Express.

Is it safe to use Punchey's credit card processing?

Yes, it is secure and meets all PCI compliance requirements. Our platform is designed to protect sensitive data and ensure that transactions are processed securely.

Can I customize my payment processing experience with Punchey?

Yes, it can be fully customized to meet your business's unique needs. You can choose from a range of payment processing features and tools, including recurring payments, payment reminders, and more.

What fees are associated with using Punchey's credit card processing?

Punchey's credit card processing fees are competitive and transparent. We charge a flat rate per transaction, and there are no hidden fees or additional charges.

Join the payment revolution with Punchey.