What is a Punchey Merchant Account?

A merchant account is a type of bank account that allow you to accept credit and debit cards. It's essential to running an effecient business and having your own account allows you to mix and match terminals, software tools, online shopping carts and pos systems as your business grows.

Punchey accepts all major brands

What are the rates?

Expect rates for your merchant account to range between 1-3% on average. Many factors influence your rate, including, how long you've been in business, what type industry you're in and what your average selling price is. Want an exact rate quote?

When do I get my deposits?

Funds are deposited into your business bank acocunt with 1-3 business days. Again, this depends on the risk of the transactions that are being processed.

How to Accept Payments?

Determine how you want to accept payments. Common options are accepting in person, online, by phone or on a recurring schedule. person or online. Learn more about credit card machines, POS Systems, mobile payments, online invoicing, or recurring billing.

Explore Your Industry's Payment Solution:

Punchey's Service Pro edition for CNP transactions

Service Pros

Plumber & Service Pros,
Lawyers & Professionals,

Punchey's Store & Office edition for transactions on the spot

Storefront & Office

Medical Offices,
Specialty Retail Stores,
Auto Dealers & Services

Punchey's Hospitality & Nightlife edition for hospitality transactions

Hospitality & Nightlife

Cafes & Bars

Low Frequency

Perfect for low frequency transactions

High Ticket

Perfect for high ticket transactions

No Walk-In

Perfect for zero walk-in transactions

Invoicing & Cards

View Features

Medium Frequency

Perfect for medium frequency transactions

Medium Ticket

Perfect for medium levels of ticket transactions

Medium Walk-In

Perfect for medium levels of walk-in transactions

Mix of Cards & Checks

View Features

High Frequency

Perfect for high frequency transactions

Low Ticket

Perfect for low ticket quantities

High Walk-In

Perfect for high foot trafficwalk-ins

Mostly Cards

View Features

There's a real (smart) Punchey employee ready to talk with you.

Use the info below to call or chat with us now. You can also fill out the form below to schedule a one-on-one demo during a time that works for you.


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