A merchant account is a type of bank account that allow you to accept credit and debit cards. It's essential to running an effecient business and having your own account allows you to mix and match terminals, software tools, online shopping carts and pos systems as your business grows.
Expect rates for your merchant account to range between 1-3% on average. Many factors influence your rate, including, how long you've been in business, what type industry you're in and what your average selling price is. Want an exact rate quote?
Funds are deposited into your business bank acocunt with 1-3 business days. Again, this depends on the risk of the transactions that are being processed.
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