Punchey Funding Schedule

If you are using Punchey Merchant Services, funds for credit and debit card transactions are deposited to your business bank account on the following schedule:

Funding Schedule

If I process on: I receive funds on:
Friday, Sat & Sun until @ 9:20 PM Eastern  Tuesday by 5:00 AM
Monday until @ 9:20 PM Eastern  Wednesday by 5:00 AM
Tuesday until @ 9:20 PM Eastern  Thursday by 5:00 AM
Wednesday until @ 9:20 PM Eastern  Friday by 5:00 AM
Thursday until @ 9:20 PM Eastern  Monday by 5:00 AM

Please note: On banking holidays and weekends the Federal Reserve does not operate the ACH system so deposits can not be made.

You can view bank holidays here: https://www.frbservices.org/about/holiday-schedules/index.html

Updated on July 13, 2020

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